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My grandfather was an illegal immigrant for the 60 or so years he was in the United States. I had another great-great-grandmother on my mom's side who snuck in in a suitcase.

When I was 22, I was thrown out of graduate school and then fired from three jobs in a row at higher and higher salaries where I saved nothing.

Whenever things are good, I always worry about what could go wrong.

I made so many mistakes in my first successful business I'm almost embarrassed to recount them.

The first rule of personal finance is that it's not personal and it's not financial. It's about your ability to make ten changes and not get too depressed over it.

How great is it to just rest and be happy and not move when you don't have to.

Procrastination is your body telling you you need to back off a bit and think more about what you are doing.

Don't sweat it if you are stuck in the corporate job right now. But begin to plan ahead. I know from much personal experience that it takes 1-3 years to transition from total scratch to making a living from home in any career you want.

Technology, outsourcing, a growing temp staffing industry, productivity efficiencies, have all replaced the middle class.

Honesty is about the scars. It's about the blemishes. But it's more than just bragging about failure, which could be a form of ego. It's about truly helping people.

Honesty is about the scars. It's about the blemishes. But it's more than just bragging about failure, which could be a form of ego. It's about truly helping people.

The best, very best scammers will always ask for your advice. This is their favorite technique. It makes them vulnerable. It flatters your ego.

The American Dream never really existed. It was a marketing scam.

Here's what a phone is: It's a computer that has a little app on it that allows me to dial numbers and then talk to someone.

America is a country of fighters. People who fought their way in and then continued fighting.