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I was pretty vocal about being anti-Brexit before the referendum vote.

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Talent is a complex subject: from the education our kids get in kindergarten and beyond to the re-skilling of some parts of the workforce; from the opportunities available for research to how we attract the best people to work in our companies.

Talent is a complex subject: from the education our kids get in kindergarten and beyond to the re-skilling of some parts of the workforce; from the opportunities available for research to how we attract the best people to work in our companies.

There's most definitely a Davos bubble. You're in a small Alpine town that, for just four days in January, sees its population tripled with world leaders, CEOs, media, police, the army... and a whole bunch of people who aren't invited but just come to hang out.

As technology progresses, I believe that fintech will fundamentally change finance.

The world is getting smaller thanks to technology.

The world is becoming more global. More than ever, people are proactively deciding where to live, where to study, where to work. Sometimes it's out of necessity, sometimes it's out of choice.

The technology is not an end in itself: it is a tool. It can make it easier for us to communicate or manage our finances. It can help us take care of our health or help policemen in their work. It can create jobs and boost growth. It can enhance transparency and accessibility to services.

Traditional consumer finance has been unfair for decades. Banks have had a monopoly on financial services and have been able to overcharge and underserve consumers.

Celebrity-spotting is pretty standard at Davos. It's one of the things that makes it easy to criticise.

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I was pretty vocal about being anti-Brexit before the referendum vote.

I was pretty vocal about being anti-Brexit before the referendum vote.

I was pretty vocal about being anti-Brexit before the referendum vote.

I was pretty vocal about being anti-Brexit before the referendum vote.

I was pretty vocal about being anti-Brexit before the referendum vote.

I was pretty vocal about being anti-Brexit before the referendum vote.

I was pretty vocal about being anti-Brexit before the referendum vote.

I was pretty vocal about being anti-Brexit before the referendum vote.

I was pretty vocal about being anti-Brexit before the referendum vote.

I was pretty vocal about being anti-Brexit before the referendum vote.

I was pretty vocal about being anti-Brexit before the referendum vote.

I was pretty vocal about being anti-Brexit before the referendum vote.

I was pretty vocal about being anti-Brexit before the referendum vote.

I was pretty vocal about being anti-Brexit before the referendum vote.

I was pretty vocal about being anti-Brexit before the referendum vote.