While conventional wisdom has traditionally sided against borrowing from retirement savings, sentiment has shifted toward borrowing from one's own assets with the realization that other forms of credit come at a much higher cost and often are not even available to borrowers with limited means and urgent needs.
I don't even think about a retirement program because I'm working for the Lord, for the Almighty. And even thought the Lord's pay isn't very high, his retirement program is, you might say, out of this world.
As I get older, it's getting more frustrating because I'm starting to think about what I'm going to do after cycling, and I may be pushed to study alongside riding in order to prepare for retirement - all those things the professional blokes don't really have to think about.
Automate your savings so that you have money taken directly from each paycheck and deposited into a 401(k) or other workplace retirement account. If that's not an option, automatically have money transferred out of checking into savings each time you get paid.
Social Security is the only thing most Americans can count on to keep them out of poverty during retirement.
The highest-income Americans don't need tax-free health insurance, mortgage interest deductions or deferred taxation on retirement funds.
Our government workers should be treated fairly and appropriately. They should have a decent retirement, but not a gold-plated system where they can retire multimillionaires in their 50s.
I'm dubious about having Social Security put into the stock market. I think that we have gotten very far away from the idea that there's something sacrosanct about retirement investments.
Retirement is purgatory for the former sports star. The world outside organized sports is unforgiving.